Personal Loan Eligibility:
Personal loans for salaried professionals only
Minimum Net Take-Home Monthly Salary: ₹12000
Above 21 years of age
Pay through direct bank transfer only
How to apply for personal loan against cash online?
Install Cash App
Log in to Cashay Personal Loan App by registering through your social media account
Fill in your basic details to know your personal loan eligibility
Submit KYC documents and apply for instant personal loan
Once the application is approved, we transfer the loan directly to your bank account
What’s New?
cash credit line
One Approval, Multiple Loans. Apply for a credit line of 1 year tenor to get short term loans for emergency and shopping needs, with minimal documentation and instant approval.
Buy Now Pay Later With Cash
Log on to Cash and get 0%* Interest Online Shopping Loan on this Pay Later App to do your shopping with leading merchants like Amazon, Flipkart, Big Bazaar, Big Basket, Apollo Pharmacy, Uber and Myntra and later Pay with easy EMI.
Features of Cashe – Personal Loan App:
Get multiple types of personal loans
Personal Loan Eligibility Check
₹1,000 – ₹3,00,000 . personal loan available from
Quick loan application through online loan app
Repayment period will be more than 3 months
No guarantor or collateral required
100% Paperless Loan Application
no foreclosure charges
Get instant credit line
Enjoy Online Shopping on No Cost EMI*
The loan is credited to the bank account immediately
Loan repayment through various payment methods.
Documents required to apply for the loan:
selfie
Pan Card
ID Proof (Any 1 – Driving License / Voter ID / Passport / Aadhar Card)
Address Proof (Any 1 – Driving License / Voter ID / Passport / Aadhar Card / Utility Bill)
3 months bank statement with salary credit
Aadhar Card (Optional; Aadhar details speed up the loan application process)
Interest, tenure and other specifications
Annual Percentage Rate (APR) – 30.42 percent
Minimum Repayment Period: 3 Months
Maximum repayment period: 12 months
Cash 180, Cash 270: Cash 1 year – Processing fee, 2% or 1200 whichever is higher
Cash 90 – Processing Fee: 1.5% or 500 whichever is higher.
Sample Loan Calculation
Loan Amount: ₹ 30,000 at an interest rate of 30.42% per annum.
Loan Tenure: 3 Months
Total personal loan interest = ₹ 2,250
Processing Fee (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST): ₹ 590
In-hand amount: Loan amount – Total deductible = ₹ 30,000 – 590 = ₹ 29,410
Total Repayable Amount (Loan Amount + Interest): ₹ 32,250
Monthly EMI repayable (Loan Amount + Interest / Number of EMIs): ₹ 10,750
CASHe is the go-to personal loan app for salaried professionals. Avail instant short-term personal loans from Rs 1,000 to Rs 3,00,000 and transfer money to your bank account within minutes.
Cache provides a smart, smooth and hassle free experience eliminating human intervention. Apply for a loan today and enjoy a superior lending experience.
Cashe adheres to the Fair Practice Code of RBI and is committed to promote best practices in digital lending.
