You must be an Indian citizen.
You must be over the age of 21.
You must have a steady source of income on a monthly basis.
What should you do first?
Download and install the CreditBee app.
Fill in your basic information to see if you qualify for Level 1.
Upload your KYC documents, which include your ID, address proof and PAN card.
Transfer funds or request an e-voucher for your loan.
Simple EMI: Pay in 3-15 months at your leisure.
100% Online: The application process is completely paperless.
Full Transparency: There are no hidden costs.
Languages: Available in both Hindi and English.
CreditBee, an online personal loan app trusted by over 5 crore Indians, lets you get instant credit in minutes, directly transferred to your bank account. Also, with flexible interest rates, you can get a loan between ₹1,000/- to ₹3,00,000/- without any hassle.
With no paperwork and low transaction fees, you can easily get a loan online, easy and quick.
CreditB offers online loans between ₹1,000 to ₹3,00,000.
Interest rates range between 0% to 29.95% every year.
The tenure ranges from 62 days to 15 months.
Why Choose CreditBee?
Instant Personal Loan: The loan amount is disbursed directly to your bank account within 15 minutes. Since the process is 100% online, you can get money anytime, anywhere.
Loans for All Purposes: Low interest loans to meet all types of loan requirements, including to cover emergency expenses, consolidate debt, travel, shopping and much more. There is no need to worry about costs with our simple EMIs and variable low-interest rates.
Transparency: Online loans from RBI-certified NBFCs/Banks are guaranteed to be transparent. We only work with certified banks.
Flexible Interest Rates: We offer low interest personal and business loans with interest rates ranging from 0% to 29.95% every year depending on your credit score.
Types of Loan Offers
CreditBee Card – A credit-backed, online card that offers seamless cash withdrawal to your bank account, it can also be used for online purchases and transactions up to an aggregate limit of ₹10,000.
Flexi Personal Loan – Need to get instant cash? We offer personal loans ranging from ₹1,000 to ₹30,000 with a short reimbursement period of 2-3 months in case you need funds urgently. The documents required for this loan include just a PAN card and address proof.
Personal Loan for Self-Employed – Personal loan for self-employed ranges from ₹40,000 to ₹3,00,000 with flexible repayment terms of 3 to 12 months. Documents required to avail this loan include a PAN card and proof of address and income.
Personal Loan for Salaried – Personal Loan for Salaried offers funds ranging between ₹10,000 to ₹3,00,000 with a flexible disbursement period ranging from 3 to 15 months. You have to provide PAN Card, Address Proof and Salary Proof.
Online Buying Loan – Buy Now, Pay Later EMI plans. Shop on partner platforms like Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, GoIbibo. One just needs a PAN card and address proof to avail the online purchase loan.